Such is the irony. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. However, in any case, the loan inherited, become a headache not the heir, and his guardians. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. it can change throughout the term of payment more than once.
It happens this way. And it's perfectly legal, but completely unfair. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases.
Usually the initiators of termination by banks. As a result, the client might get the feeling that he cheated, but it will not be so. For example, a borrower wants to take a Bank of 100 thousand rubles. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. Such is the irony. If several heirs, the debt they will pay together, in proportion to the inherited property. As a result, the client might get the feeling that he cheated, but it will not be so. In any case, until he attains the age of majority. Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party.